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Archive 2013

Archive

This is the the archive for 2013. Click on the link to download the full monthly update.

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e-mail: editor@legalmortgage.co.uk

Month Case/Publication Details Download
Dec 13 JL Homes Ltd v Mortgage Express [2013] EWHC 3928 (Ch) Blemain Finance Ltd v Goulding [2013] EWCA Civ 1630 Buy-to-let mortgages – appointment of LPA Receivers – challenge to appointment – application to strike out Bankruptcy - legal charge - registrable disposition – s 86(5) Land Registration Act 2002
Nov 13 Ikbal v Sterling Law [2013 EWHC 3291 (Ch) O'Kane v Rooney [2013] NIQB 114 Mitchell v News Group Newspapers Ltd [2013] EWCA Civ 1537 Conveyancing – negligence – breach of trust – s 61 Trustee Act 1925 - causation Mortgage – LPA Receivers – conduct of sale by agents – injunction to restrain sale – terms of injunction Civil Procedure Rules – failure to file costs budgets – relief from sanction
Oct 13 Szepietowski v National Crime Agency [2013] UKSC 65 Highbury Pension Fund Man Co.v Zirfin Investments Man Ltd [2013] EWCA Civ 1283 Shearer v Spring Capital Ltd [2013] EWHC 3148 (Ch) Bank of Cyprus UK Ltd v Claremont Court Investments (unrep) Chancery Division, 14 October 2013 Mortgages-marshalling-scope of equitable doctrine Mortgages-marshalling-scope of equitable doctrine-equitable exoneration Mortgages-tender-whether tender valid and sufficient to support summary judgment for redemption Mortgage possession actions-destination for appeals
Sept 13 Earp v Kurd (unrep) Chancery Division, 10 Sept 13 Capital Home Loans Ltd v Bennett Griffin LLP [2013] EWHC 2613 (Ch) Deutsche Bank Suissa SA v Khan [2013] EWCA Civ 1149 Legal Charge-sham-principles to be applied Mortgages-disclosure-legal professional privilege Mortgages-execution-application to restore possession-waiver
Aug 13 Padden v Bevan Ashford (a firm) [2013] EWCA Civ 824 Publication: FCA Guidance FG13/7 - Dealing fairly with interest-only mortgage customers who risk being unable to repay their loan Solicitors - negligence – mortgage advice – Etridge guidelines – free, short advice to wife – causation – whether wife would have gone ahead anyway – solicitor’s ‘usual practice’
July 13 Menelaou v Bank of Cyprus Ltd [2013] EWCA Civ 1960 Paratus AMC Limited v Fosuhene [2013] EWCA Civ 827 Dunbar Assets Plc v Dorcas Holdings Limited [2013] EWCA Civ 864 Bank of Scotland Plc v Hoskins (Unrep) Chancery Division, 19 July 2013 Mortgage – subrogation – unpaid vendor’s lien Mortgage – whether tenancy binding on mortgagee Possession claim – summary determination – procedural irregularity Claim for possession – counterclaim for damages – whether separate trials should be ordered
June 13 Santander UK Plc v R A Legal Solicitors [2013] EWHC 1380 (QB) Emptage v Financial Services Compensation Scheme Ltd [2013] EWCA Civ 729 Redstone Mortgages Ltd v Wiemer (unrep) Chancery Division, 10 June 2013 Publication: House of Commons Library Standard Note – Support for Mortgage Interest Scheme Publication: EBA publishes good practice guidelines for responsible mortgage lending Solicitors – negligence – breach of trust – s 61 Trustee Act 1925 Financial Services Compensation Scheme – negligent mortgage advice - quantum Mortgage – summary judgment – money claim – formal demand – proof of service – permission to add new grounds of appeal
May 13 Jumani v Mortgage Express (unrep) Ch D, Manchester District Registry, 17 May 2013 JSC BTA Bank v Ablyazov (unrep) QBD Commercial Court, 17 May 2013 Publication: New HM Land Registry Practice Guide 19 (May 2013) LPA Receivers – agency principles – agreement to terminate receivership Charging Orders – whether contemnor can be heard in opposition Notices, Restrictions and the protection of Third Party interests in the Register
April 13 Heifer International Ltd v Christianson [2013] EWHC 721 (TCC) Thompson v Nationwide Building Society (Unrep) Chancery Division, 11 April 2013 Deutsche Bank (Suisse) SA v Khan [2013] EWHC 1020 (Comm) Chubb v Dean (Unrep) Chancery Division, 24 April 2013 Publication: New HM Land Registry Practice Guide 76 Charging Order - application to discharge - discretion Mortgage - dishonest transaction - burden of proof Facility Agreement – whether liability for costs joint and several – basis for assessment – payment on account – interest on costs Bridging loan - orders for sale and charging orders – entitlement to interest at contractual rate – whether contractual interest amounted to unfair relationship – appropriation of proceeds of sale Charging Orders
March 2013 Lloyds TSB Bank Plc v Crowborough Properties Ltd [2013] EWCA Civ 107 Garwood v Bank of Scotland Plc [2012] EWHC 415 (Ch) Shami v Shami [2013] EWCA Civ 227 Legislation: The Charging Orders (Orders for Sale: Financial Thresholds) Regulations 2013 Legislation: The Civil Legal Aid (Statutory Charge) Regulations 2013 Publication: Help to Buy Scheme Legal Charge – Tomlin Order - Rectification Legal Charge – Unilateral Notice – effect of eDS1 – Rectification of Charges Register – Subrogation – Adjudicator’s powers Legal Charges – Priority – Declaration in foreign court as to beneficial interest
February 2013 AIB Group (UK) Plc v Mark Redler & Co Solicitors [2013] EWCA Civ 45 Highbury Pension Fund Management v Zirfin Investments [2013] EWHC 238 (Ch) Santander UK Plc v Harrison [2013] EWHC 199 (QB) Publication: Land Registry launches Property Fraud Line Update: Homeowners' Mortgage Interest Rates Bill 2012-13 Solicitors – negligence – breach of trust – equitable compensation Mortgages – marshalling – “common debtor rule” Mortgage – whether capitalisation of arrears a ‘modifying agreement’ – whether securitisation agreement divested bank of right to enforce
January 2013 Meah v GE Money Home Finance Ltd [2013] EWHC 20 (Ch) Webb Resolutions Ltd v E.Surv Ltd [2012] EWHC 3653 (TCC) Blemain Finance Ltd v E.Surv Ltd [2012] EWHC 3654 (TCC) Bank of Scotland Plc v Watson [2013] EWCA Civ 6 Swift 1st Ltd v McCourt [2013] NICh 33 Publication: OFT Press Release Publication: House of Commons Library Standard Note Mortgagees' duties on sale-best price reasonably obtainable-evidence-'residual development assessment' Mortgages-valuations-professional negligence-liability and quantum-failure to mitigate and contributory negligence Mortgages-valuations-professional negligence-liability and quantum-contributory negligence Mortgages-fraud-dishonest assistance-abuse of process-limitation Mortgages-right to possession-challenge to lender's title-litigant in person OFT imposes requirements on RBS and Nat West about the use of Charging Orders Paying the Statutory Charge